WHAT IS CAR INSURANCE ?

Car Insurance is an insurance policy that protects the owner of the vehicle against any financial loss arising out of damage or theft of vehicle. Car Insurance Policy also covers the damage caused to third party or property. Car Insurance is mandatory in India and is the best way to financially secure yourself, your family and your vehicle. Car Insurance helps cover against theft, financial loss caused by accidents, ( Bodily Injury, Medical Payments, Property Damage ) and any subsequent liabilities. It may cover the insured party, the insured vehicle (damage) and third parties (car and people) based on the type of insurance bought

TYPES OF CAR INSURANCE

THIRD PARTY LIABILITY COVERAGE POLICY
A third-party Car Insurance plan provides coverage against any legal liability arising out of injuries to a third-party when the policyholder is at fault. It covers damages and injuries caused by the insured vehicle, to a third-party person or property. As per the Motor Vehicles Act, 1988, it is mandatory for every motor vehicle owner to buy at least third-party insurance coverage in India.

COMPREHENSIVE INSURANCE POLICY
A comprehensive Car Insurance plan offers complete protection against the damages to the car due to an accident or a road-mishap. This plan is called a comprehensive plan because it provides coverage for the damages to the car, third-party legal liability, theft, along with the personal accident coverage. The coverage can be boosted by selecting additional covers, such as zero depreciation, engine protector, accessories cover, medical expenses, etc. A comprehensive Car Insurance plan includes coverage for fire, theft, natural and man-made catastrophes, such as a tornado, hurricane, vandalism, damage caused to the car by animals, falling objects, civil disturbance etc.

WHAT IS TWO WHEELER INSURANCE ?

Two Wheeler Insurance is an insurance policy that protects the owner of the vehicle against any financial loss arising out of damage or theft of vehicle. Two Wheeler Insurance Policy also covers the damage caused to third party or property. Two Wheeler Insurance is mandatory in India and is the best way to financially secure yourself, your family and your vehicle. Two Wheeler Insurance helps cover against theft, financial loss caused by accidents, ( Bodily Injury, Medical Payments, Property Damage ) and any subsequent liabilities. It may cover the insured party, the insured vehicle (damage) and third parties (Two Wheeler and people) based on the type of insurance bought.

TYPES OF TWO-WHEELER INSURANCE

THIRD PARTY LIABILITY COVERAGE POLICY
A third-party Two Wheeler Insurance plan provides coverage against any legal liability arising out of injuries to a third-party when the policyholder is at fault. It covers damages and injuries caused by the insured vehicle, to a third-party person or property. As per the Motor Vehicles Act, 1988, it is mandatory for every motor vehicle owner to buy at least third-party insurance coverage in India.

COMPREHENSIVE INSURANCE POLICY
A comprehensive Two Wheeler Insurance plan offers complete protection against the damages to the two wheeler due to an accident or a road-mishap. This plan is called a comprehensive plan because it provides coverage for the damages to the two wheeler, third-party legal liability, theft, along with the personal accident coverage.
A comprehensive Two Wheeler Insurance plan includes coverage for fire, theft, natural and man-made catastrophes, such as a tornado, hurricane, vandalism, damage caused to the two wheeler by animals, falling objects, civil disturbance etc.